The Financial Statements, including the Accounting Policies and accompanying notes, adhere to all relevant Accounting Standards and are devoid of significant misstatements. As affirmed in the Auditors’ Report, these Financial Statements provide a true and fair view of the Bank’s performance, financial position, changes in equity and cash flows. The Auditors have expressed an unmodified opinion on these Financial Statements, as stated in their “Independent Auditors’ Report” to the shareholders.