| Data Security |
Description of approach to identifying and addressing data security risks |
FN-CB-230a.2 |
Internet of things and cyber security (Principle G) |
| Data security and privacy |
| Data Governance |
| Financial Inclusion and Capacity
Building |
(1) Number and (2) amount of loans
outstanding that qualify to programmes designed to promote small business and community development |
FN-CB-240a.1 |
Graph – 15: Composition
of loans granted by Commercial Bank to the SME sector |
| Number of participants in financial literacy initiatives for unbanked, underbanked, or underserved customers |
FN-CB-240a.4 |
Figure – 20: Financial Inclusion
and skill development programmes |
| Incorporation of Environmental,
Social, and Governance Factors in Credit Analysis |
Description of approach to incorporation of environmental, social and governance (ESG) factors in credit analysis |
FN-CB-410a.2 |
Responsible Financing –
A cohesive effort |
| Socially and environmentally sustainable lending and practices |
| Group Social and
Environmental Policy |
| Social and Environmental Risk |
| Financed Emissions |
Gross exposure for each industry by asset class |
FN-CB-410b.2 |
Note 33.1 (c) to the Financial Statements- Analysis of financial assets at amortised cost – loans
and advances to other customers by industry |
| Business Ethics |
Total amount of monetary losses as a result of legal proceedings associated with fraud, insider trading, antitrust, anti-competitive behaviour, market manipulation, malpractice, or other related financial industry laws or regulations |
FN-CB-510a.1 |
Review of operational risk |
| Graph – 56: Composition
of losses-2023 |
| Graph – 57: Losses by
number of events |
| Graph – 58: Losses by value |
| Description of whistleblower policies
and procedures |
FN-CB-510a.2 |
Code of Business Conduct and Ethics (principle D.6) |
|
|
|
Whistleblowing (Principle D.6.4) |
