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My Report
| Page No. of the printed Annual Report | |
| About the Bank | 12 |
| Acronyms and Abbreviations | 487 |
| Annual Report of the Board of Directors | 3 |
| Awards and accolades | 35 |
| Basel III Disclosures under Pillar III | 451 |
| Board of Directors and Profiles | 160 |
| Business Model | 58 |
| Capital Commitments | 378 |
| Circular to Shareholders pertaining to the proposed issue of debentures | 497 |
| Circular to the Shareholders on the First and Final Dividend for 2023 | 493 |
| Composition of Shareholders | 155 |
| Connecting with Stakeholders | 38 |
| Contingent Liabilities and Commitments | 378 |
| Corporate Information | Inner Back Cover |
| Corporate Management and Profiles | 168 |
| Correspondent Banks and Agent Network | 480 |
| Cost-Income Ratio | 140 |
| D – SIB Assessment exercise | 462 |
| Decade at a Glance | 138 |
| Directors’ Interests in Contracts with the Bank | 230 |
| Directors’ Statement on Internal Control over Financial Reporting and Risk Management | 226 |
| Dividend Cover | 16 |
| Dividend Per Share (DPS) | 16 |
| Dividends on ordinary share | 314 |
| Donations | 311 |
| Earnings Per Share (EPS) | 313 |
| Effective Tax Rate | 312 |
| Employee Share Option Plan | 371 |
| Events After the Reporting Period | 420 |
| Financial Calendar – 2023 and 2024 | 261 |
| Financial Capital | 58 |
| Financial Goals and Achievements | 16 |
| Financial Highlights | 16 |
| Financial Review – 2023 | 120 |
| Financial Risk Review | 390 |
| Financial Statements | 267 |
| Governance and Risk Management | 160 |
| GRI Content Index | 464 |
| GRI Disclosures – 5 Year Summary | 469 |
| Group Structure | 142 |
| Income Statement | 267 |
| Income Statement (US Dollars) | 478 |
| Independent Assurance Report on Integrated Reporting | 474 |
| Independent Assurance Report on Sustainability Reporting criteria | 472 |
| Independent Assurance Report on Internal Control | 228 |
| Independent Auditors’ Report | 262 |
| Interest Cover | 159 |
| Investor Relations | 144 |
| Liquid Assets Ratio | 16 |
| Litigation Against the Bank | 379 |
| Management Committees | 184 |
| Management Discussion and Analysis |
62 |
| Managing Director/Chief Executive Officer’s Review | 32 |
| Managing Director/Chief Executive Officer’s and Chief Financial Officer’s Statement of Responsibility | 229 |
| Market Capitalisation | 150 |
| Market Prices of Shares | 149 |
| Material Accounting Policies | 289 |
| Material Matters | 42 |
| Maturity Analysis | 380 |
| Message from the Chairman | 29 |
| Net Assets Value per Ordinary Share | 379 |
| Network of delivery points in Bangladesh | 89 |
| Network of Delivery points in Sri Lanka | 88 |
| Notes to the Financial Statements | 279 |
| Notice of Meeting – Annual General Meeting | 491 |
| Notice of an Extraordinary General Meeting | 496 |
| Operating context and outlook | 48 |
| Operating Segments | 382 |
| Our Journey over 100 years | 20 |
| Price Earnings Ratio | 16 |
| Principal business activities and nature of business operations of the Group | 279 |
| Related Party Disclosures | 384 |
| Report of the Board Audit Committee | 195 |
| Report of the Board Capital Expenditure Review Committee | 215 |
| Report of the Board Credit Committee | 207 |
| Report of the Board Human Resources and Remuneration Committee | 203 |
| Report of the Board Integrated Risk Management Committee | 199 |
| Report of the Board Investment Committee | 209 |
| Report of the Board Nominations and Governance Committee | 201 |
| Report of the Board Related Party Transactions Review Committee | 205 |
| Report of the Board Strategy Development Committee | 213 |
| Report of the Board Technology Committee | 211 |
| Risk Governance and Management | 232 |
| Senior Management | 172 |
| Share-based payment | 371 |
| Snapshot of the Bank’s profile | 19 |
| Statement of Cash Flows | 278 |
| Statement of Changes in Equity | 270 |
| Statement of Compliance – 2023 | 216 |
| Statement of Directors’ Responsibility for Financial Reporting | 224 |
| Statement of Financial Position | 269 |
| Statement of Financial Position (US Dollars) | 479 |
| Statement of Profit or Loss and Other Comprehensive Income | 268 |
| Strategic highlights | 14 |
| Subsidiaries and Associates of the Bank | 279 |
| Twenty Largest Shareholders | 152 |